What I’ve Learned from Moving Out of My Parent’s House

It’s been a year since I moved out of my parent’s house and holyyyyyy – how the time has flown by! 

LOFT tunic blouse and white shorts

casual weekend outfit

My last two years of college, I lived in a loft-style apartment off campus, but it isn’t what I would call a “real” apartment. It was off-campus and wasn’t through my university but it had campus bedding (yes, bunk beds and all but don’t worry, I pushed them together to make a king bed!!). My parents paid my rent so it when it came down to it, it wasn’t “my” apartment. Once I graduated college, I moved home to my parent’s house and lived there for roughly a year and a half before I ended up at my current place.

I’m currently living in Medford (right outside of Boston), right on the Somerville line – which is freakin’ amazing. I have a great apartment with three other girls (whom I found on Craigslist, go figure!) in a very central location. If you don’t know the Boston area well, I am on the Cambridge side of the city. It’s easy to get to work (I work in the North End), it’s easy to get downtown and to other areas of Boston, and it’s quiet. I love that I live far enough outside of downtown Boston that I get the quiet neighborhoods but close enough that I still get the city vibe. And let me tell you, being able to walk to get coffee in the mornings or to my favorite restaurant for dinner is freakin’ amazing.

J.Crew Earrings, tunic, white shorts

beaded clutch and classic top

White high waisted shorts and platform sandals

blue and white outfit

Loft Tunic

Now that I have a year of living out of my parent’s house and going on year two at my current place, I finally have my monthly expenses down pat and have a generalized schedule I stick to each week. The last year has been filled with new opportunities, travel, excitement, loneliness, disappointment, love, tears, and everything in between (life, amirite??).

With that being said, these are the most important things I’ve learned since moving out of my parent’s house:

Organizing your monthly expenses is key

Up until recently, I had three major expenses I worried about – rent, utilities, and paying off my credit card. Yes, I had other monthly expenses. Did I wing them each month? Yes. I finally sat down and wrote out all of my monthly expenses and it’s been a freaking game changer. I was able to see what expenses were important to me and which ones I didn’t take advantage of, allowing me to cancel subscriptions and save a little extra money each month.

The one monthly expense I did cancel? Amazon Prime. I know, I know, but before we get our panties in a wad hear me out. If you have an Amazon Prime, you’re actually able to add a family member on to your account for no additional cost. Since I really only utilize Amazon Prime for the music (proud Alexa owner!!) and the occasional “I need this item ASAP but don’t want to go to the store” purchase, paying for Prime on a monthly basis (or at all) was extremely dumb. *insert family members Amazon account*

Slowing down is essential for your sanity

When I lived at home I was more or less on my parent’s schedule, as well as my own. I wasn’t staying out late (okay, occasionally I stayed out late) and kept a pretty lax day-to-day schedule but once I moved out, I wanted to do all the things. Granted, I’m now living in the city and have easy access to do all the things but at first (okay, I still do it!!) I was always trying to do something. This is all fine and dandy but after a while it 1. gets expensive AF and 2. can really wear you down.

Even though I still keep my schedule relatively busy, I have learned to slow down and that saying no to things is okay. My newest guilty pleasure? Waking up early on the weekends and heading into the city for a coffee and morning stroll.

Budget, budget, budget

Okay, so I already touched on this, but your budget is seriously so important. There’s nothing worse than having to say no to drinks with friends or not being able to shop a hella good sale because you only have enough money in your bank account to pay your rent and expenses for that month.

When putting together your budget, don’t forget to factor in any upcoming events, travel, or additional activities you’ll be doing that month or over the next several weeks.

Even though I have a set amount I put in my savings each month, I always deposit any extra money I don’t spend that month that I budgeted out into my savings! That way, I save a little more and I’m not buying stupid shit (although super guilty of this sometimes, but who isn’t!?).

Making your space Pinterest-worthy doesn’t happen right away

When I first moved into my apartment, I fully expected to have my room fully decorated and have a bedroom reveal post up on he blog within the first month or two. And let me tell you – this was not the case and that’s okay. Decorating any space, no matter how small is expensive AF. Finding the right pieces takes time, getting furniture delivered can take 6-8 weeks, and you’re probably going to change your mind 5739484828473 times.

Instead of getting stressed and upset that your space doesn’t look Pinterest-worthy right away, enjoy the process. From beginning to end, how you decide to decorate your space is your decision, not anyone else’s.

What’s your favorite part of living on your own?


SHOP THE POST: 

LOFT TUNIC IN BLUE STRIPE (SOLD OUT – SIMILAR, SIMILAR) / J. CREW HIGH RISE DENIM SHORT IN WHITE / MARC FISHER ADALYN PERFORATED ESPADRILLE ESPADRILLE WEDGE SANDAL IN TAUPE / SOLE SOCIETY PALISADES TASSELED WOVEN CLUTCH IN CREAM (ALSO HERE)/ RAY-BAN ORIGINAL AVIATOR IN GOLD / J. CREW BEADED EARRING IN WHITE (SOLD OUT – SIMILAR, SIMILAR)

 

Photography By: Brad Bahner

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16 Comments

  1. 9.5.18
    Rach said:

    You’ve made amazing points Rachel when it comes to living on your own. Budget is key and not having a Pinterest worthy home is so important to note! I’m sure a lot of people will benefit from this post!

    http://www.rdsobsessions.com

  2. 9.5.18

    Your photos are beautiful–so are you! You have some great tips for people just getting started on their own.

  3. 9.5.18
    lee said:

    This is such great advice for all the college seniors heading out on their own soon! Love it!

  4. 9.5.18
    Mollie said:

    I never had the option to live my parents after school (I moved to NYC right away, and they live in Wisconsin!), but I can imagine it’s a tough transition! Budgeting is so important, no matter your living situation!

    xx Mollie

  5. 9.5.18

    First I love that cluch! And this is so important. It’s definitely a learning experience and so important for people to live within their means!

  6. 9.6.18
    Lauren said:

    This is so important for those about to live on their own! Many times people think it’s going to be glamorous and they can buy whatever they want, without realizing all of the expenses that can add up!

  7. 9.6.18
    Megan said:

    My favorite part of living on my own is my schedule and routine. It’s nice doing things on your own time!

    Megan | http://www.pipmegan.com

  8. 9.6.18
    Brittany said:

    Such great advice!!! Budgeting is so important!!

    Brittany,
    http://www.lawyerlookbook.com

  9. 9.6.18
    Kileen said:

    Great post girl and your outfit is so cute! I love your top!

    Kileen
    cute & little

  10. 9.6.18
    Lauren said:

    First of all, your outfit is amazing. Second, I am so jealous of your location! I went to UMass Amherst and now all of my friends live in Boston. A few live in your area and it’s gorgeous! I’m hoping I can move up to Boston within a few years (I live in NJ). It sounds like you’re doing great on your own, I can’t wait until I can be in the same boat! I’ll definitely be visiting my friends in Boston when I’m back from studying abroad, and if you’re interested I’d love to meet up!

  11. 9.6.18
    Laura Leigh said:

    Oh my gosh yes to all of these!!! Especially the budgeting and expenses. That is a BIG learning curve. Also I wish I would have known the Pinterest-worthy takes time prior haha. My first apartment I spent $900 (which was a majority of my savings at the time) on all new stuff only to hate it when I moved to my new apartment the next year. BAD decision.

    xo Laura Leigh
    Louella Reese

  12. 9.6.18
    Mei said:

    Love this post. You keep it real but positive and your tips are ON-POINT!

  13. 9.6.18

    I remember the first time I moved out of my parents, they gave me so many advice. I definitely followed the “manage your expenses”.

  14. 9.9.18

    Budgeting is the most helpful but hardest part about living on your own! Congrats on making it a whole year on your own 🙂

    -xo, Azanique | http://www.lotsofsass.com

  15. 9.12.18
    Jessica said:

    Organizing your expenses is key to staying on budget and on track! Such great advice!
    xo Jessica
    http://www.whatsfordinneresq.com

  16. 11.7.18

    I just moved to Boston/Brighton (moved out of my parents house!) this past September and this post just seriously spoke to me. I’m already feeling like I need to slow down and save some money, but the FOMO is real. And I keep spending all my extra money trying to make my room look how I want it to, but it’s just not happening. Thank you for actually laying out how it really is! I needed this!